Journal / Financial
The Refi Window: Timing the 2026 Market Volatility
C
Editorial Team Feb 25, 2026
7 min read
Executive Summary
"Rates are shifting. Should you jump on a 0.5% drop or wait for a full point? We calculate the lost savings of waiting."
Refinancing isn't free. With $6,000 in closing costs, a tiny rate drop might take 4 years to break even. But waiting too long means paying high interest in the meantime.
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